We are Independent Agents in Philadelphia, Pennsylvania, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. TNP Insurance Group represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.
What is an Independent Insurance Agent?
When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!
The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, car insurance, home insurance or business owner policy – you wouldn’t have a choice. The only solution would be going to that one company.
With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.
An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.
When you buy insurance, whether it’s for your home, your car or your business, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, it’s up to you to make the final choice.
TNP Insurance Group services our client in the following ways:
- Assist with the Affordable Care Act counseling and enrollment
- Help with Medical and Life insurance coverage
- Give back to the community with seasonal Free Educational Seminars on Affordable Care Act and Medicare
- Partners with local healthcare providers to assist the Philadelphia, Delaware, Bucks and Montgomery Counties
Our primary focus is to create easier access and be a direct contact to the best primary caregivers for the misguided consumers. We are here to assure that we will find the best medical coverage for your needs without leaving your home and relieving families with everyday stress. Just give us the need and we’ll help you find the suitable medical coverage that will cater to your needs.
Know Your Rights
Quality assurance is one sure way of taking advantage of your rights. We offer the following service to all clients:
- Free Benefits Checks
- Personal Attention
- Readily Available
- Answer all Insurance Questions.
- Educate and help you enroll in extra benefits available via city, state and federal levels.
- Keep you in the loop of different medical plans available in the community.
Giving back to the community!
We are a notable Insurance Group that also helps communities and families understand and take the proper steps towards selecting senior healthcare coverage.
With today’s complex world and ever-changing medical policies, people do not know which direction to turn when it comes to understanding and selecting a healthcare plan and that’s where we come in.
We visit churches and senior centers to educate everyone about senior healthcare and final expense. The seasonal seminars are FREE for everyone without costing ANYTHING. At the end of the event, we offer participates refreshments like ice cream with pound cake.
In the seminar, we discuss the following:
- Differences between Medicare and Medicaid.
- Explain and answer all questions about Part A, B, C and D.
- Educate the senior community on extra help available via city, state and federal levels.
- Different medical plans available in the community.
- Recap when SEP (Special Election Period) and AEP (Annual Election Period) begins.
- Provide Free Discount Pharmacy Benefit Cards.
- Offer contact information for those interested in a free one-on-one free benefits check after the seminar.